Introduction To Wedding Insurance

October 5, 2008

On average, a wedding costs about $30,000 in the United States, and over a third of the couples getting married are footing the entire bill.  This amount doesn’t include the honeymoon.  Wedding insurance can cover your losses if certain situations occur that cause extra money to be spent or for loss of money, gifts, etc.

If you purchase a $20,000 car, you would insure it against damage or loss.  When you purchase a home, you insure it, too.  Your wedding is of the top five most expensive things you will ever “purchase” in your lifetime.  You should insure it as well.  Wedding insurance covers things that can go wrong on your big day.  Nobody wants or expects bad things to happen on their wedding day, but just in case they do wedding insurance can be there to soften the blow.

Event Insurance For Wedding - Do You Have to Buy Wedding Insurance? Actually, You Might.

August 17, 2008

Do you have to buy wedding insurance?  Actually, it’s not a choice in some cases, but a requirement by some wedding planners and reception halls that you at least have cancellation and/or wedding liability insurance.  It’s also not a bad idea even if it’s not required to buy wedding insurance to some degree.  Wedding insurance plans can be tailor made to fit your needs, so some shopping is definitely in need.

Wedding Cancellation Insurance

Wedding cancellation insurance is becoming more and more a requirement by wedding planners who have too often gotten trapped without a wedding at the last minute.  Weddings can be cancelled for a number of reasons.  It’s not always about cold feet, which usually is not covered by wedding cancellation insurance anyway.

Some wedding insurance policies are offering change of heart insurance, but only the person is covered if the change of heart is not their own.  For example, if the father of the bride put out $30 grand for his baby girl’s wedding and the groom doesn’t show up, he can be covered.  But if the bride runs away, he’s out of luck.

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