Event Insurance For Wedding - Do You Have to Buy Wedding Insurance? Actually, You Might.
August 17, 2008
Do you have to buy wedding insurance? Actually, it’s not a choice in some cases, but a requirement by some wedding planners and reception halls that you at least have cancellation and/or wedding liability insurance. It’s also not a bad idea even if it’s not required to buy wedding insurance to some degree. Wedding insurance plans can be tailor made to fit your needs, so some shopping is definitely in need.
Wedding Cancellation Insurance
Wedding cancellation insurance is becoming more and more a requirement by wedding planners who have too often gotten trapped without a wedding at the last minute. Weddings can be cancelled for a number of reasons. It’s not always about cold feet, which usually is not covered by wedding cancellation insurance anyway.
Some wedding insurance policies are offering change of heart insurance, but only the person is covered if the change of heart is not their own. For example, if the father of the bride put out $30 grand for his baby girl’s wedding and the groom doesn’t show up, he can be covered. But if the bride runs away, he’s out of luck.