Wedding Ceremony Insurance - A Few Good Reasons Why to Get Wedding Insurance
October 20, 2008
You know everything is going to be perfect on your wedding day, so why get wedding insurance? Wake up! Very few weddings go off without a hitch. We’ve all heard the horror stories. Your friend spent $48,000 for her dream wedding only to find out that the designer made a mistake and the gown didn’t fit, and the baker dropped the cake while carrying it into the reception hall. Sending her future mother-in-law to the bridal shop to pick up a new gown was a bad idea (she always wondered if his mom really liked her) and putting the groom on the phone to find a quickie baker resulted in wedding cupcakes. Not to mention the additional money that had to be spent. Are you seeing yet why to get wedding insurance?
With the right wedding insurance the extra expense would have been covered, as would the future mom-in-law’s near hospitalization after the bride had a look at the new gown. Some wedding insurance would even have paid for a postponement of the wedding under such circumstances. Protecting yourself from the unlimited amount of things that can happen to any great wedding is why to get wedding insurance.
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Introduction To Wedding Insurance
October 5, 2008
On average, a wedding costs about $30,000 in the United States, and over a third of the couples getting married are footing the entire bill. This amount doesn’t include the honeymoon. Wedding insurance can cover your losses if certain situations occur that cause extra money to be spent or for loss of money, gifts, etc.
If you purchase a $20,000 car, you would insure it against damage or loss. When you purchase a home, you insure it, too. Your wedding is of the top five most expensive things you will ever “purchase” in your lifetime. You should insure it as well. Wedding insurance covers things that can go wrong on your big day. Nobody wants or expects bad things to happen on their wedding day, but just in case they do wedding insurance can be there to soften the blow.
Who Needs Wedding Cancellation Insurance?
September 28, 2008
Should you include wedding cancellation insurance in with your wedding budget? Nobody plans a wedding with the thought that it might have to be cancelled or postponed, but there is always that slim possibility. Then what happens to all the money you’ve spent? Do you get it all back if the wedding has to be postponed?
Your Deposits
The deposits you make to your vendors are typically non-refundable deposits, but if the date of the wedding has to be moved, as long as it is done well in advance and that vendor has that date open, they will probably be able to move with you. However, if the wedding has to be postponed at the last minute due to an illness or sudden death, the officiant doesn’t show up, or the bride or groom gets called up to serve overseas in the armed forces, then you will lose all of those non-refundable deposits, and then some.
Insurance For Wedding Abroad - What Insurance for Overseas Weddings Covers
September 18, 2008
Destination weddings are becoming ever more popular. Some people are choosing to travel overseas to bundle their wedding and honeymoon in one, which can actually save a bundle of money. Do you need wedding insurance for overseas weddings? You will probably not have a guest list of more than a dozen people, if any at all. You won’t likely need a caterer, either. The reception hall is not going to be a necessity. Isn’t that what wedding insurance covers?
Actually, wedding insurance does cover these things, but covers so much more than that. You will still have to book your wedding location and the person to perform the wedding. You may want a florist local to the destination to decorate and provide the bouquet. You will need a photographer and videographer, even more so than for an at home wedding. Your families would be a little upset if they didn’t even get to see the wedding on video after the fact. Some couples are even setting up webcams and allowing families to attend their overseas wedding virtually.
Wedding Flower Table Decorations - What You Should Know About Flower Arrangements for Wedding Tables
September 17, 2008
Flower arrangements for wedding tables are an important part of the entire floral design for the wedding. Wedding flower table decorations will tie the reception in with the wedding in design, color and theme, and will continue the romantic feel of the event. There are so many wedding flower table decoration arrangement ideas that it can be difficult to choose between them. The important thing to remember is that the flower arrangements for wedding tables should be the decorative element that ties the whole event together.
Ideas for Flower Arrangements for Wedding Tables
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The wedding tables that can have flower arrangements can be the cake table, the bride and groom’s table, and the guest dining tables at the reception. For the cake table, you can include a wreath of flowers around the cake or even flower petals adorning the table. A flower arrangement can be placed on the cake or in a fountain within the cake or next to it. Flowers can float atop the punch or be placed in wine goblets as decorations on the cake and punch table.
Wedding Ring Insurance Claim - How to Claim a Lost Wedding Ring on Insurance
September 12, 2008
One of the top ten wedding insurance claims is for lost wedding rings. How terrible is it to get to that big day and realize you have lost the rings? Did you have them insured? If not, you can still go to the jeweler, but it’s on your dime. If so, it should only take a little time to run to the jeweler and get another set of wedding rings for the ceremony, and your expense will be covered under the wedding insurance. Do you know how to claim a lost wedding ring on insurance?
How to Claim a Lost Wedding Ring on Wedding Insurance
Your wedding insurance, assuming you took out a policy, should cover your wedding rings for seven days before and 24 hours after your wedding day. This is typical of a wedding insurance policy, but some might be different, you will need to check your specific policy. Whether your rings are lost or stolen or damaged within this time period you will be able to claim and replace them.
Compare Wedding Insurance after Ironing out Some Details
August 28, 2008
There are several types of weddings. Large weddings that include 300-500 guests can cost in the hundreds of thousands, and smaller, more intimate weddings that can cost under $10,000. Destination weddings are all the rage, which include the wedding and honeymoon all in one location. Depending on the location and who is invited to the wedding, these can be fairly inexpensive comparatively, or can be quite costly. Before you compare wedding insurance policies, be sure to have some of the wedding details ironed out. There are different types of policies for different sorts of weddings.
Domestic Wedding Insurance
Domestic wedding insurance is basic insurance sometimes called wedding insurance, but more often called event insurance. This type of insurance can cover things like cancellations and postponements of the wedding for unforeseen reasons, lost or stolen wedding gifts or rings, damaged bridal gown or other wedding attire, even missing caterers and photographers.
Compare wedding insurance providers for domestic insurance when you are having your wedding close to home, or even at home. Most homeowner’s policies do not cover event happenings such as weddings. It’s not a bad idea to check with your homeowner’s policy first, however, because it just might.
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Event Insurance For Wedding - Do You Have to Buy Wedding Insurance? Actually, You Might.
August 17, 2008
Do you have to buy wedding insurance? Actually, it’s not a choice in some cases, but a requirement by some wedding planners and reception halls that you at least have cancellation and/or wedding liability insurance. It’s also not a bad idea even if it’s not required to buy wedding insurance to some degree. Wedding insurance plans can be tailor made to fit your needs, so some shopping is definitely in need.
Wedding Cancellation Insurance
Wedding cancellation insurance is becoming more and more a requirement by wedding planners who have too often gotten trapped without a wedding at the last minute. Weddings can be cancelled for a number of reasons. It’s not always about cold feet, which usually is not covered by wedding cancellation insurance anyway.
Some wedding insurance policies are offering change of heart insurance, but only the person is covered if the change of heart is not their own. For example, if the father of the bride put out $30 grand for his baby girl’s wedding and the groom doesn’t show up, he can be covered. But if the bride runs away, he’s out of luck.
Wedding insurance
February 3, 2008
Your wedding day should be one of the most memorable and happiest days in your life. But just like with any other business; there are plethora of things that can go against your plans and can create a complete mess out of all those cute things that you have planned for that one crucial day of your life. Sudden illness, lost rings, lost deposits, wrath of nature, I am not trying to frighten you. I am sure these are few of those words that you wouldn’t even want to think about during your marriage. But these are also the things that you can’t forget about either. This is because when you are preparing for your marriage you should be aware of all those things that you might face on your way ahead; good and bad. My big philosophy book reads that life is a mixture of good and bad things, so as a rule of the thumb being prepared is truly a good idea.
But don’t be fret; Insurance coverage for your wedding day can be the single best investment you make to ensure that you enjoy the occasion. And there are lots of options in the insurance sector which covers the unforeseen glitches that could ultimately ruin your wedding day. In addition to core coverage there are also Liability plans to protect you and your guests. Lives of you and your guests and most of the other wedding gizmos are eligible to get the coverage. Some common coverage’s include
1) Clothing’s - you get repair or replacement if the bride’s wedding gown or groom’s tuxedo is lost or damaged.
2.) Miscarried contracts- compensation for your deposit if a vendor fails to show up or if he goes out of business thereby denying you the intended service.
3.) Jewels- If wedding ring is lost or damaged you can get the replacement under this scheme.
4.) Unfavourable weather conditions-They can provide reimbursement for non-recoverable expenses if you are forced to postpone the marriage due to severe weather.
5.) Transportation Shutdown- This can help you in the case of a commercial transportation shutdown which can happen at anytime. You will get reimbursement for non-recoverable expenses if you are forced to postpone the function due to this reason.
6.) Ruined Photos-Certain accidents can cause destruction to the film, camera or negatives of the official photographer. In that case you can claim the cost to retake the photos.
7.) Emergency duty rejoining-If the bride or groom have to return to their duty site under emergency conditions like in a military camp call back ,forcing the marriage postponement. Here your non recoverable expenses are covered.
8.) Damaged/stolen gifts –In the case of any damage of your wedding gifts you can claim the cost for repair or replacement of the gift. You cal also claim reimbursement for stolen gifts.
9.) Health conditions -If the marriage is postponed due to sudden severe illness of bride, groom or their parents, you get reimbursement for non recoverable expenses.
10.) Insured Venue -If the venue is insured for damage, it will cover you in the case of any destruction of components of the venue by a guest.
11.) Other Sudden Expense- As in the case of sudden unavailability of any vendor or services. You can claim for reimbursement for unrecoverable expenses.
Finally we can tell you that those nuptial days are going to be a lot of stress as you will get a head load of things-most of them you never done before-to deal with. Here you really don’t have too many choices but to deal with it. Purchasing an insurance policy can help you to alleviate your stress a little bit by providing you that feeling of being protected and to keep your balance at equilibrium.